Is XRP Powering the FedNow System? Here’s the Truth Behind the Hype

XRP and FedNow: The Viral Rumor That’s Shaking Up Crypto Twitter

Crypto Twitter is on fire again — this time with a bold claim: that the U.S. Federal Reserve is using XRP for all transactions on its new FedNow instant payment system.

XRP

The buzz originated from a post on X (formerly Twitter), where a user confidently asserted that Ripple’s XRP is being used through FedNow, Faster Payments, and Volante’s cloud systems. The post, which declared the claim “100% confirmed,” quickly gained traction.

But here’s the reality check:
Yes, Volante Technologies—a FedNow pilot program participant—has integrated Ripple’s blockchain tech into its solutions for cross-border payments. However, there’s zero official confirmation that the Federal Reserve is directly using XRP for all FedNow transactions.

Volante’s infrastructure is versatile, supporting SWIFT, Ripple, ISO 20022, and even CBDC integrations. While this adds credibility to blockchain’s growing role in mainstream finance, equating that with the token being the exclusive or dominant token in FedNow is speculative at best.

With FedNow set to embrace the ISO 20022 messaging standard on July 14, blockchain-based solutions are indeed gaining momentum. But until there’s formal proof, claims that it powers all FedNow payments remain exaggerated.

So, is the token secretly running the Fed’s payments?
Not yet. But it’s definitely getting a seat at the table.

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XRP Price Eyes $15 Amid Ripple v. SEC Lawsuit Countdown and Bullish Indicators

Yo, XRP fans—it’s getting real.

Ripple’s battle with the SEC is reportedly wrapping up this week (yep, June 16), and that’s got the XRP fam buzzing. Word on the chain is they’re filing a final motion under Rule 60. TL;DR: We might finally get closure after years of courtroom drama.

XRP

🚀 So, What’s the Price Tea?

XRP has popped off hard before:

  • 860% pump in 2021
  • 575% rally after a long-ass 1337-day chill period

Now? Whales are eyeing $15 per XRP, and honestly… the math’s kinda mathing.


🔍 Charts Are Vibing Too

  • SMA = solid support on daily charts
  • RSI = 52.53, holding steady, could shoot up with a clean retest

That means… bullish vibes incoming? 👀


🧠 Real Talk: How High Can XRP Go?

  • Short-term wall: $3
  • Breakout zone: $3.50
  • Long-term moonshot: $15 (in the next 4–7 years if the stars align)

Downside? $2 is holding the floor real strong.


Bottom line: If Ripple wins this lawsuit, XRP could finally unleash the energy it’s been bottling up for years.

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Ripple CTO David Schwartz Envisions XRPL as Full Financial System, Not Just Payments

Ripple’s Vision Grows: CTO David Schwartz Talks XRPL, Beyond Just Crypto Payments

Ripple’s CTO, David Schwartz, just gave a powerful update that shifts how we should think about XRP and the XRP Ledger (XRPL). In his latest post, Schwartz shared that XRPL isn’t just another crypto payment platform. It’s shaping up to be a complete decentralized financial system.

ripple

This system will include more than just XRP — it’s being built to support its stablecoin RLUSD, real-world tokenized assets, decentralized exchanges (DEXs), lending, investing, and even smart contracts.

Schwartz pointed out that for a DEX to thrive, it needs more than one token — which is why XRPL is expanding to support a variety of assets. Still, XRP remains key: it’s the native asset, used for fees and liquidity routing.

He also raised a tough question: how much of XRP’s market value today is driven by actual use on the ledger? Ripple is watching this closely as they build for a more open, faster, and efficient financial future.

Bottom line: Ripple isn’t building just for crypto anymore — they’re going after the entire financial stack.

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XRP vs Bitcoin: Ripple CEO Says BTC Is Slow & Overrated — Sparks Major Debate

Brad Just Dragged Bitcoin — XRP to the Moon or Nah?

XRP CEO Brad Garlinghouse did not hold back. At a recent high-level event with reps from the IMF and Swiss National Bank, Brad called out Bitcoin like it owed him money.

XRP

“Bitcoin is kinda slow and kinda expensive,” Brad said bluntly, comparing it to it, which he claims is “1,000x faster and cheaper.”

XRP’s Pitch: Kill the Pre-Funding Era

Brad went off about how banks currently hold cash all over the world just to make international payments — a messy system called pre-funding. His take? The token can nuke that whole model by acting as a bridge currency. Basically:

Why wait 3 days to move money when XRP can do it in seconds?

He even said XRP could help “exotic currencies” (aka the ignored underdogs of the FX world) connect to global finance better. Real inclusive vibes.

Vision: Internet of Value > Internet of Just Memes

Brad’s endgame? The token becoming the TCP/IP of money — a tech layer powering the Internet of Value, where payments fly like DMs.

“$100M or $30 — everyone should be able to move money, fast and cheap,” he said.

Internet Reacts: BTC Maxis vs XRP Army

A video clip hit X (formerly Twitter) and the crypto fam had thoughts.

  • 🟠 BTC Stan: “Decentralization > speed. BTC still leads in trust & adoption. XRP ain’t it.”
  • 🔵 Its Defender: “LMAO. Who’s buying BTC for cross-border payments? IT actually works. Stop coping.”
  • Troll Watch: “Brad still handing out free XRP? Bro’s trying too hard.”

TL;DR — No Cap Breakdown:

Crypto Twitter is having a full-on meltdown

Brad Garlinghouse 🔥 roasted Bitcoin at a big-time event

Claims the token is 1000x faster & cheaper

Says the token can kill pre-funding and boost forgotten currencies

Vision: make sending money as easy as sending memes

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XRP Climbs to $2.29, Outpacing Bitcoin and Ethereum in May 2025

XRP Outshines Major Cryptos in May 2025

Ripple is making waves this May, climbing to $2.29 and outperforming both Bitcoin and Ethereum. This surge comes amid renewed investor interest and a broader market rally.

XRP

While Bitcoin and Ethereum have shown modest gains, Ripple’s ascent stands out. Analysts attribute this performance to increased adoption and positive sentiment in the crypto community. The token’s resilience and potential for further growth have caught the attention of investors worldwide.

Looking Ahead

As Ripple continues its upward trajectory, market participants are closely monitoring its performance. With strong fundamentals and growing interest, XRP may continue to outpace its peers in the coming weeks.

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XRP ETF Hype and $64M Whale Move Signal Breakout — BTC Bull Token Flexes 78% Staking Yield

XRP’s Ready to Pop & BTC Bull Token’s 78% Yield Is Straight Fire

XRP’s pulling a power move again — a whale just dropped 29.5M XRP (worth over $64M) into Coinbase, and the market’s buzzing. On-chain data shows whales scooped up 200M+ XRP in just one week, right before the possible its ETF launch on May 14. Polymarket’s giving the ETF an 80% shot — that’s institutional money inbound, fr fr.

XRP

Price-wise, its floating around $2.19, chilling above its 20-day SMA. If it breaks $2.208, we could see a push to $2.333. But dip below $2.169 and… rug alert. RSI and CMF are still neutral, so it’s “watch, don’t ape” mode until confirmed breakout.

Meanwhile, over in meme-coin-meets-utility land, $BTCBULL is actually going crazy. It’s raised over $5.3M, and investors are loving that 78% staking APY — no lockups, no BS. Just flex your yield and exit whenever.

Presale price is still chill at $0.00249, but with less than $680K left till the next stage, it’s almost go-time. BTCBULL might be memecoins 2.0: hype + utility + freedom = 🧠💰

If you’re not watching it and BTCBULL right now… wyd?

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Breaking !XRP Up 7.5% YTD: 3 Reasons May Might Be Mega Bullish for Crypto

XRP (XRP) is leading the top 5 cryptos this year with a cool +7.5% YTD gain — proving it’s still got gas in the tank even after market turbulence. And with May rolling in, the usual “Sell in May” FUD is looking kinda outdated.

XRP

Analysts like CoinBureau’s Nic Puckrin are still bullish. He points out that Bitcoin has pumped in 9 of the last 12 Mays, and institutional money is still flowing into BTC ETFs. That’s usually a good sign for altcoins like XRP.

Technically? XRP broke above its descending triangle and is still chillin’ above key moving averages. The 21-day EMA > 200-day EMA — a classic bullish signal. The $2.6 level is the one to watch. If XRP smashes that, another breakout might hit.

But even if XRP cools off a bit, there are new meta plays getting serious traction…


Hot Presale Alert: MIND of Pepe Is Raising Eyebrows (and Funds)

MIND of Pepe is like if AI + meme coin culture had a baby. The project has already raised nearly $9M, and its AI agent is going viral across X. It’s scanning trends, talking to big accounts, and feeding alpha back to $MIND holders.

Still early? Yep. The presale price is just $0.0037515, and analysts think this one’s got legs. Early entries are betting big on its social clout turning into serious ROI.

Ready to ape in? Head to the MIND of Pepe site, connect your wallet, and choose USDT, ETH, or even your card. The future of meme AI might just start here.

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XRP Surges 8%: 3 Reasons Bulls Are Hyped as Ripple Nears SEC Victory

XRP is finally having its moment. After what feels like forever fighting the SEC, Ripple just filed a joint request with the regulator to get an “indicative ruling” — basically asking the court to greenlight a settlement. And the markets are loving it.

XRP

XRP pumped 8% early Thursday, spiking above $2.3 before cooling a bit. It’s currently chilling around $2.28, but traders are already eyeing the next big moves: resistance at $2.5, a breakout to $3, and even wild predictions up to $7 or $20 if the stars align.

Here are 3 bullish vibes the market’s picking up on:

  1. Legal peace is near. No more court drama = green candles.
  2. Massive sentiment shift. Traders are back on the hype train.
  3. Macro support. If the crypto market stays stable, its got room to fly.

This saga started way back in 2020, dragging XRP through the mud. But now? It’s looking like the final boss battle is nearly over — and the token’s ready for a redemption arc.

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XRP Flashing Bullish Vibes: 3 Reasons It Might Explode Soon

XRP is not playing games right now — and the charts are getting spicy.

After a massive 350% rally, XRP is entering uncharted bullish territory — and this time, it’s being powered by real demand, not degens flipping leveraged longs.

xrp

Spot Premium = Real Demand Energy

For the first time ever, XRP’s spot price is consistently above its perpetual futures — aka, we’re in its strongest-ever spot premium phase, according to market analyst Dom on X.

That’s a major signal: In past cycles, the token pumps were fueled by futures markets, aka speculative leverage bros. This round? It’s the real ones — actual spot buyers — moving the price. Translation? Way less risk of a brutal whiplash dump.

Whales Are Gobbling Like It’s Discount Season

Data from Glassnode backs the vibe: Since November 2024, wallets holding 10K+ token have been rising, even when price dipped 35% from Jan to April. That’s classic smart money behavior — load up during the quiet times before liftoff.

Oh, and don’t forget the macro fuel: The SEC dropped its lawsuit against Ripple, and the possibility of a spot XRP ETF has the market feeling ✨ bullish ✨ again.

Chart Pattern Screams Breakout Incoming

The weekly chart is screaming falling wedge breakout, which is usually a bullish reversal sign. Right now, it is eyeing $2.52 as the key resistance. If it clears that?

We could see it blast toward $3.78 by June — that’s a juicy 70% upside from today’s $2.17.

But if it stumbles? Price could dip back to the wedge’s lower bound around $1.81 before making another breakout attempt — still keeping the $3 target in play by summer.

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XRP & Pi Network Surge as Bitcoin Approaches Awesome $95K​

As BTC edges closer to the $95,000 mark, altcoins like XRP and Pi Network (PI) are experiencing significant price surges. XRP has seen a notable increase, with its price jumping by 12% on New Year’s Day, leading the altcoin rally . Similarly, Pi Network’s PI token has surged by 66%, reaching $83.28, ahead of its anticipated mainnet launch on February 20, 2025 .​

XRP & Pi Network Prices Rally as Bitcoin Nears $95K

Bitcoin

The bullish momentum in these altcoins is largely attributed to Bitcoin’s strong performance and the overall positive sentiment in the crypto market. Analysts suggest that if Bitcoin continues its upward trajectory, reaching milestones like $200K, XRP could potentially hit $12, marking a new all-time high .​

Pi Network’s upcoming transition to its Open Network phase is also fueling investor enthusiasm. The move will allow Pi tokens to become publicly accessible and tradable on crypto exchanges, a significant step for the project .​

Overall, the crypto market is witnessing a wave of optimism, with major tokens showing strong performances and investors keeping a close eye on Bitcoin’s next moves.

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